.about-section{background:white;border-bottom:1px solid var(--line);padding-block:76px}
.product-conditions{background:#edf1f8;border-block:1px solid var(--line);padding:28px 0}.product-conditions dl{display:grid;grid-template-columns:1.6fr 1fr .9fr .9fr .6fr;gap:24px;margin:0}.product-conditions dt{font-size:11px;color:var(--muted);margin-bottom:7px}.product-conditions dd{font-family:var(--font-heading);font-size:18px;line-height:1.4;font-weight:600;margin:0;color:var(--ink)}.product-conditions p{font-size:11px;line-height:1.8;margin-top:19px;max-width:1000px}
@media(max-width:900px){.product-conditions dl{grid-template-columns:1fr 1fr;gap:22px}.product-conditions dl>div:first-child{grid-column:1/-1}.product-conditions dd{font-size:17px}}
@media(max-width:650px){.product-conditions{padding:24px 0}.product-conditions dl{gap:20px 16px}.product-conditions dd{font-size:16px}.product-conditions dt{font-size:10px}.product-conditions p{font-size:10px}}
.hero-assurances{display:flex;flex-wrap:wrap;gap:9px 16px;list-style:none;margin:25px 0 0;padding:0;font-size:11px;font-weight:500;color:var(--ink)}.hero-assurances li{display:flex;gap:7px;align-items:center}.hero-assurances li::before{content:'✓';color:#527723;font-weight:700}.site-footer .footer-intro>.footer-company-address{font-size:12px;line-height:1.8;margin-top:22px;color:#bdc9d8}
.legal-document{max-width:850px;margin-inline:auto}.legal-document h2{font-size:26px!important;line-height:1.3;margin:38px 0 16px}.legal-document h2:first-child{margin-top:0}.legal-document p,.legal-document li{font-size:14px;line-height:1.9;margin-bottom:16px;overflow-wrap:anywhere}.legal-document ul,.legal-document ol{padding-left:23px;margin-bottom:25px;color:var(--muted)}.legal-document a{color:var(--blue);text-decoration:underline;text-underline-offset:3px}.legal-document .fact-list{margin:20px 0 35px}.legal-updated{font-size:11px!important;margin-top:20px!important;color:var(--muted)}
@media(max-width:650px){html{scroll-behavior:auto}.hero-assurances{font-size:10px;gap:9px 15px;margin-top:20px}.legal-document h2{font-size:23px!important;margin-top:32px}.legal-document p,.legal-document li{font-size:13px;line-height:1.85}.footer-company-address{font-size:11px!important}}
.testimonials-section{background:#edf1f8;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.testimonials-disclosure{display:flex;align-items:flex-start;gap:14px;padding:20px 24px;background:#fff;border:1px solid #c7d5eb;border-radius:14px;margin-bottom:28px}.testimonials-disclosure>span{display:flex;align-items:center;justify-content:center;flex:none;width:26px;height:26px;border-radius:50%;background:var(--lime);color:var(--ink);font-size:14px}.testimonials-disclosure p{font-size:13px;line-height:1.8}.testimonials-disclosure strong{color:var(--ink);display:block;margin-bottom:2px}
.testimonials-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.testimonial-card{display:flex;flex-direction:column;padding:28px;background:#fff;border:1px solid #d9e2ef;border-radius:20px;min-width:0}.testimonial-card-top{display:flex;align-items:flex-start;flex-direction:column;gap:8px;margin-bottom:22px}.testimonial-type{font-family:var(--font-heading);font-size:17px;line-height:1.3;font-weight:600;color:var(--ink)}.testimonial-simulation{font-size:10px;line-height:1.5;font-weight:500;color:#3d526e;background:#edf1f8;padding:5px 9px;border-radius:6px}.testimonial-card blockquote{margin:0 0 27px}.testimonial-card blockquote p{font-size:14px;line-height:1.85;color:#435168}.testimonial-person{display:flex;align-items:center;gap:12px;margin-top:auto;border-top:1px solid var(--line);padding-top:20px}.testimonial-avatar{display:flex;align-items:center;justify-content:center;flex:none;width:42px;height:42px;border-radius:50%;background:var(--ink);color:var(--lime);font-size:12px;font-weight:600}.testimonial-person h3{font-size:13px;line-height:1.5;letter-spacing:0}.testimonial-person p{font-size:10px;margin-top:2px}
@media(max-width:1050px){.testimonials-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.testimonial-card{padding:25px}}
@media(max-width:650px){.testimonials-grid{grid-template-columns:1fr;gap:16px}.testimonial-card{padding:24px}.testimonials-disclosure{padding:18px;gap:11px}.testimonials-disclosure p{font-size:12px}.testimonial-card blockquote p{font-size:14px}}
.about-copy>p.about-company-address{font-size:12px;line-height:1.7;margin-top:25px;margin-bottom:0;color:var(--muted)}
.sim-assumptions input[readonly]{background:var(--paper);color:var(--muted);cursor:default}
.about-layout{display:grid;grid-template-columns:1.8fr 1fr;gap:90px;align-items:center}.about-copy>.eyebrow{margin-bottom:23px}.about-copy h2{font-size:42px;line-height:1.16;margin-bottom:25px}.about-copy>p:not(.eyebrow){max-width:660px;font-size:15px;line-height:1.85;margin-bottom:16px}.about-copy .text-link{margin-top:7px;font-size:12px;color:var(--blue)}
.about-rate{padding:29px 31px;background:#edf1fc;border-radius:5px}.about-rate>.eyebrow{font-size:9px;color:var(--blue)}.about-rate-value{font-family:var(--font-heading);font-size:96px;line-height:1.1;letter-spacing:-.06em;color:var(--blue);font-weight:500;margin-top:13px}.about-rate-value span{font-size:45px;margin-left:5px}.about-rate-period{font-size:15px;color:var(--ink);margin-top:0}.about-rate-note{font-size:12px;line-height:1.85;margin-top:20px;border-top:1px solid #cbd6f3;padding-top:17px}
.onepage-info{background:white;border-top:1px solid var(--line);padding-block:65px}.onepage-info>.container>.eyebrow{margin-bottom:20px}.onepage-info h2{font-size:36px;margin-bottom:23px}.onepage-info .lead{font-size:15px;max-width:760px}.onepage-info .prose{max-width:960px}.onepage-info .notice{margin-block:20px;font-size:12px}.onepage-info .info-panel{margin-bottom:28px;background:var(--paper)}.onepage-info .fact-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.onepage-info .fact-list>div{padding:0;border:0}.onepage-info .fact-list dd{font-size:13px}.onepage-info .contact-details h2{font-size:33px}.onepage-info .contact-form h2{font-size:30px}.onepage-info .contact-details>.eyebrow{margin-bottom:19px}.onepage-info .contact-details .fact-list{display:block}.onepage-info .contact-details .fact-list>div{margin-bottom:20px}
.policy-list{margin-top:28px}.policy-list details{border-top:1px solid var(--line)}.policy-list details:last-child{border-bottom:1px solid var(--line)}.policy-list summary{list-style:none;display:flex;align-items:center;justify-content:space-between;gap:20px;padding-block:21px;font-family:var(--font-heading);font-size:17px;font-weight:600;line-height:1.5;letter-spacing:-.02em;cursor:pointer}.policy-list summary::-webkit-details-marker{display:none}.policy-list summary::after{content:'+';font-family:var(--font-body);font-size:22px;color:var(--blue);font-weight:400}.policy-list details[open] summary::after{content:'−'}.policy-list details>p,.policy-list .policy-body>p{font-size:13px;line-height:1.85;margin:0 0 18px;max-width:860px}.policy-list h3{font-size:20px;margin:22px 0 14px}.policy-list a{color:var(--blue);text-decoration:underline;text-underline-offset:3px}
.onepage-confirmation{background:var(--paper);border-top:1px solid var(--line)}.onepage-confirmation .confirmation-card{max-width:800px}
.policy-list summary>span[aria-hidden]{display:none}
.onepage-info .onepage-legal{max-width:1100px;margin-inline:auto}
.onepage-info .split-layout .fact-list{display:block}
.onepage-info .split-layout .fact-list>div{padding:15px 0;border-bottom:1px solid var(--line)}
.onepage-info .split-layout .fact-list>div:last-child{border:0}
.contact-section .contact-details h3,.contact-section .contact-form h3{font-size:25px;line-height:1.3;margin-bottom:20px}
.confirmation-section .confirmation-card{max-width:800px}
.footer-representative-example{border-top:1px solid #405168;padding-block:20px 28px}
.footer-representative-example p{margin:0;font-size:12px;line-height:1.75;color:#bdc9d8}
.footer-representative-example strong{font-weight:600;color:#e5edf7}
@media(max-width:900px){
  body.menu-is-open{overflow:hidden}
  .menu-toggle{border-radius:12px;background:var(--ink);color:white;flex-shrink:0}
  .menu-toggle span{background:#fff}.menu-toggle[aria-expanded=true]{background:var(--blue)}.menu-toggle[aria-expanded=true] span{background:var(--lime)}
  .nav-menu{background:var(--ink);color:#fff;margin:0 12px;padding:20px;border:1px solid #ffffff24;border-radius:0 0 22px 22px;box-shadow:0 22px 55px #07182c4d;max-height:calc(100dvh - 90px);overflow-y:auto}
  .nav-menu.is-open{gap:6px}.nav-menu>a:not(.button){display:flex;align-items:center;justify-content:space-between;min-height:52px;padding:12px 14px;border-radius:10px;color:#f5f8fc;font-size:16px;border-bottom:1px solid #ffffff14}
  .nav-menu>a:not(.button)::after{content:'↗';color:var(--lime)}.nav-menu>a:not(.button):hover{background:#ffffff12;color:var(--lime)}
  .nav-menu .button{background:var(--lime);color:var(--ink);border-color:var(--lime);border-radius:12px;min-height:52px;margin-top:10px}.nav-menu .button:hover{background:#eaf7c1}
}
@media(max-width:650px){
  .container{width:calc(100% - 32px)}.nav-shell{min-height:76px;gap:12px}.brand img{width:174px;height:48px}
  .hero{padding-top:18px}.hero-grid{gap:24px}.hero-copy{padding:8px 0 0}.hero h1{font-size:clamp(35px,9.5vw,52px);margin-bottom:20px}.hero-description{font-size:15px;line-height:1.75}
  .hero-actions{margin-top:24px;gap:12px;align-items:stretch}.hero-actions .button{width:100%;min-height:54px;border-radius:12px;font-size:15px;justify-content:space-between}.hero-action-caption{font-size:11px;line-height:1.7}.hero-note{margin-top:18px}.hero-bottom{gap:12px}.hero-bottom p{font-size:8px;letter-spacing:.07em}
  .section{padding-block:54px}.section-heading{margin-bottom:28px}.section-heading h2{font-size:clamp(29px,8vw,37px)}.section-heading .lead{font-size:15px;line-height:1.75}
  .model-form,.model-result{border-radius:16px}.model-form{padding:24px 18px}.model-result{padding:25px 20px}.model-result .button{width:100%;border-radius:12px;min-height:52px}
  .model-form input,.contact-form input,.contact-form textarea{font-size:16px}.context-card{border-radius:16px}.about-rate{border-radius:18px}
  .nav-menu{top:76px}.footer-representative-example p{line-height:1.8}
}
@media(max-width:360px){.brand img{width:155px}.hero h1{font-size:34px}.hero-bottom p{max-width:170px}.nav-menu{margin-inline:8px;padding:16px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button,.menu-toggle span{transition:none}}
@media(max-width:1050px){.about-layout{gap:55px;grid-template-columns:1.6fr 1fr}.about-copy h2{font-size:37px}.about-rate{padding:27px}}
@media(max-width:760px){.about-layout{gap:32px;grid-template-columns:1.3fr 1fr}.about-copy h2{font-size:33px}.about-copy>p:not(.eyebrow){font-size:14px}.about-rate{padding:23px}.about-rate-value{font-size:78px}.about-rate-note{font-size:11px}.onepage-info .fact-list{grid-template-columns:1fr;gap:18px}}
@media(max-width:650px){.about-section{padding-block:56px}.about-layout{grid-template-columns:1fr;gap:30px}.about-copy h2{font-size:34px}.about-rate{padding:25px}.about-rate-value{font-size:76px}.about-rate-note{font-size:12px;max-width:420px}.onepage-info{padding-block:50px}.onepage-info h2{font-size:31px}.onepage-info .contact-form{padding:26px 22px}.onepage-info .contact-form h2{font-size:27px}.onepage-info .contact-details h2{font-size:29px}.policy-list summary{font-size:16px}.policy-list details>p{font-size:13px}}